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RUSS
I am not sure if your asking this question of me and of moving to panama or not. To move here is not a big deal. You will have to fill out some paperwork and bring some copies from the states. You can do all this yourself but to hire a good lawyer would be a better way to do it. It could speed things up a little, and cover your bases.
You must know that there are many types of visa's that will allow you to live here, one is you must show you have a income of at least 500.00 plus 100.00 more for your wife. Now I have not checked on these amounts, and things do change here a lot. but that is the amount I remember it being.
This income must be from a source that is steady, like s.s. check, or a reitrement check.
Now if you don't have that, then you can apply for a investors visa, by investing in something here in panama.
you can apply for a person of means, which you have to put x amount of dollars in a c.d type account in the bank.
The whole thing is to make sure if they allow you to come here and live that you have the means to take care of yourself.
You will need a a copy of a police report from your home town/state, showing that you and your wife are not wanted for any crimes, that is not the same as if you have been arrested for anything. they are not asking that, they just want to make sure your not wanted by the law.
you will need last three years 1040 forms, plus a letter from your bank stating that you have a account with them since whenever and that you are in good standings. This info is needed when you go to open a bank account down here.
copy of your marriage lic.
a copy of whatever you are using to show your proof of income.
all the above must be sent to panama's embassy in the u.s. for their stamps, without that stamp they are worthless to you.
If you need help or have questions I might can help with, then write me at ricobreeze@ao.com and I will try to put you on the right path.